Friends, what do people want in today's time, bread, clothes, house and savings account in a government bank, seriously friends, keeping this in mind, in today's concept we are going to do a comparison between the digital savings account of two government banks, SBI Interplus Savings Account Vs Bank of Baroda B3 Silver Savings Account So friends start this concept till then you must subscribe to the channel then friends let's start with the basic information of both banks first talk about SBI Instaples Savings Account friends towards SBI It is going to come from Digital Savings Account, which you can open through SBI's YONO application sitting at home, while friends, talk about Bank of Baroda's B3 Silver account in Bade, then you can open it through Bobby Shabd application sitting at home. So friends, let's move on to the comparison and let's start with banking services and features, first of all let's talk about average maintenance balance, you don't have to talk about account maintenance in both the savings accounts There is no charge of any type, friends, let's talk about transaction types, in both you get support for online and offline, now let's talk about transition modes, you will get support for UPI, NEFT, RTGS, IMPS, net banking in both savings accounts. You get to see which you can operate tally Now let's talk about debit card In SBI Insta Savings account you get to see only physical card support In bob v3 silver account you get to see both physical and virtual types of cards If we talk about CAT types, then in SBI Instaples you get to see the classic tax of rupees, do the same thing in Bobby v3 Silver Savings Account, then in this you get to see the classic tax of Visa. If you go to Cartilage Fund with Doll , you will get the facility in both of them. Talk about DBT and Government schemes , you can avail benefits in both the savings accounts. Talk about Demat leakage in both. Only you get this facility to see friends, talk about credit card product, then you get to see both credit cards, you can apply through their application, you will get the link in the description box, friends, talk about check book. You will get this facility in both of them, but you will have to apply through their banking portal, talk to friends, passbook facility is not available to see in both, because you get the statement in the email, which you have to send . You can do it if you need a passbook then you can contact their brand which will be your nerist and from there you can give application for passbook and you will also get passbook if you talk about banking points then SBI Branches of Bank of Baroda are available at various places, Bank of Baroda does not have that many branches, but for example, I have this Zee Bank Pay account, its branch is at a distance of 55 km from my place. Apart from this, in both friends, you will get SMS alert and email statement. If there is a mill to see the facility , then let's talk friends, first of all talk about the interest rate available in savings account, in SBI + 7, then in this you get to see zero percent result with two decimals. Talk about Bobby in the big three silver account, so in this you get to see up to 3.3 5% according to the result, this thing changes from time to time, so please check the description, friends, let's talk there. What interest rate do you get to see in HD, then in SBI you get to see upto 7.60%, in Bank of Baroda you get to see UPTO according to 7.80%. If you want more information then you can visit the Nerist branch, apart from this you will find the link in the description, there you will get the PF, which you can read if you are able, then friends, now the relatives do less, then between the charge and imitation of both First of all, let's talk about the charge on light pay, there will be no tax day in SBI Plus, Bobby will also talk about three silver account, then in this you will get to see the charge according to the math at ₹ 15. Talking about fund transfer, online fund transfer is absolutely free in SBI, so in this you only get to see NEFT for free, you are charged for IMPS and RTGS, which are determined separately. Hey friends, let's talk about the charge on the check book, in SBI Plus, you get to see 10 made check books for free according to the air, after that you will be charged, which has been set separately for everyone. Talked when this is also for three silver account holder, in this you get to see 30 made check book for free according to the air, after that there is a charge which is determined separately on both the urban and other areas. Hello friends, now let's talk about the big charge on debit card, first of all let's talk about card essence charge, first time is absolutely free in SBI plus, bob is also absolutely free for first time in three, now let's talk about annual subscription Faded SBI Star Plus you get ₹ 150 for watching you get ₹ 200 for watching Now let's talk about card replacement charge In SBI Plus you get ₹ 300 for watching Friends Lage Haath Baat Let's do the charge on domestic ATM transactions, friends, the charges in both the banks are applicable in different ways, whose PF will be found in the description box from where you can read if I tell you in this concept I will tell you that the concept will be very long and boring, friends, if you do any type of transaction with debit card and the card gets declined, for some reason you will actually be charged, in both you will see the charge of ₹ 20 per declined transaction. Friends, this was about the charge, now let's talk about the limits on savings account of both, first of all, let's talk about the fund transfer limit, IMPS or 5 lakhs in both. You can do money transactions on RTGS on Rs 10 lakh and on NEFT also you can do transactions on Rs 10 lakh. If you talk about UPI limit then in both you can see Rs 1 lakh. लिये मिल जाती है बताएं ATM विद्योल एक ₹ 40000 दी आप की दिया गया बैके मैं बॉबी व 3 सिल्वर In Plus, you get to see the limit according to the pay on 75000, talk about Bobby Way Three Silver Account, then in this you get to see the limit according to the pay on ₹ 50000, so friends, now let's talk International First of all, let's talk about the big transaction charges, if you withdraw cash for SBI Plus Savings Account , then ₹ 100 will be charged according to the transaction, if you do non-financial transactions, you will get ₹ 25 per day according to the pattern. There will be a charge, friends, let's talk about Bob B3 Silver account, in this you will be charged ₹ 400 for part transaction on cash withdrawal, talk about the same for non-financial transaction, then you will get to see the charge of 75 rupees for the first transaction. Friends, on this concept, I told you all the types of charges, you will be charged GST separately, so friends, now let's talk about the account opening process of both, let's talk about the eligibility, then only Indians can open the account. Do further, then you should be 18 or more, if we talk about the document, Aadhaar card will be required, Pan card will be required, which should be in the original form, apart from this, you must have a mobile number, email ID so that your verification can be successful, friends. Talk about KYC, then you get to see the option of concept KYC, which you can complete sitting at home, for which your internet connection should be good, friends, if you have any kind of problem in account opening, then you can comment below. Will definitely do it, apart from this you can also watch tutorial on YouTube, friends, on the basis of the points mentioned in this concept so far, you can do the best savings account thing, if the conclusion of the fast concept and my opinion, then I have added some points on the conclusion. Keep it as follows friends, first of all let's talk about customer support, in case of customer support you get to see butter customer support of Bank of Baroda, in this you get to see very good response online and offline Support is also available, talk to SBI, Einstein has always worked in this, it is a relief that when I opened a savings account in the beginning, I faced a lot of problems, I also went to the branch, but I could not get help, then I myself Sorted that thing out friends, if you do more transactions online then the correctness of the bank server is very important. It becomes necessary that both the bank servers are very good, but if we talk about the net banking website, then the maintenance on SBI is a relief, they do not do their net banking well, while the application of Bank of Baroda is also very advanced and less than perfect. Also friends, in Bank of Baroda, apart from physical, you also get to see the support of virtual card, which is absolutely free relief for live time, talk about SBI, in this you only get to see physical card but If we talk about offers, SBI's card is a relief, it is a relief on Amazon Flipkart, when there is a sale of 10%, then money is made on the value, according to friends, my account was less, giving information through this concept from seven accounts. You have to open it, the rest is on your hand, what is your opinion, you will definitely tell by commenting below, you will find the link of the content resource done in this concept in the description box, so that you can go and check, I will meet you in the next concept till then. For Jai Hind Jai Bharat Australia