Which Is The Best ||Au small Finance Bank Vs Niyox 0 Balance Account

 

Friends, this thing is not hidden from anyone that small finance banks provide the best interest rate, but if it is a zero balance savings account, it will be fun, keeping this in mind, in today's concept, we are going to compare two small finance banks. Between Digital Savings Account of First and Small Finance Bank's Digital Savings Account and second account Small Finance Bank's New Touch Savings Account, you can open both these accounts easily sitting at home, so let's start, let's start Benefits First of all let's talk about less person of features account type small finance bank to see total no type of savings account but on this concept we will talk about digital savings account which is very easy to open sitting at home Hai wahi baat kariye ki small finance bank ki, in this you get to see total 8 types of savings account but we will talk about the new combined savings account now let's talk about the big one B then you will not need any type of account There will be no charge for maintenance, talk about transition types, get online and offline support, talk about debit cards, you get physical debit cards, whereas in New York Attack, you get both physical and virtual types. Now let's talk about the type of debit card and in this you get rupee platinum card, in new account task you get visa platinum card, the same thing should be said about DBT and whatever scheme the government has come up with. As with EPFO, you can take advantage of them, if you talk about demat leakage, you can link these accounts, talk about check book, then you get to see both of them, if you talk about passbook, you don't get passbook. Yes, you can get the issue done from the branch by making a request, now let's talk about SMS alert and email statement, you can see this facility in both, friends, let's talk about the main benefit of both, which is the interest rate. So first of all let's talk about U Small Finance Bank, in this the interest rate is calculated on daily basis and credited at the end of the month, if your account balance is below ₹ 1 lakh, you will get 3.5% of ₹ Between ₹ 10 lakh to 10 lakh you will get 5% Between 10 lakh to 25 lakh you will get 6% Between 25 lakh to 1 crore you will get 7% Above ₹ 1 crore you will get 7.25 % Interest rate will be available according to the enum Now coming to new borrowers, its interest rate is calculated only but quarterly is credited to the savings account, understand it with an example if the amount in your savings account is less than ₹ 1 lakh per day You will get an interest of 3.50%, giving an amount between ₹ 1 lakh to 5 lakh, you will get 5.25% and if the amount is more than ₹ 5 lakh, you will get an interest rate of 7%, so friends let's talk about getting HD You get up to 8.5% interest in a small finance bank with a large interest rate, do the same thing, in this you get up to 8.7%, before doing any FB visit their customer support or official website, now talk Let's go through the account opening process of both of them, you will find the link to open the account in the description, once you will definitely check, talk to Elegy, because anyone can open from India, if we talk about documents, then PAN card and Aadhaar card will be taken next. Talking about it, it should be 18 or more and in this you get to see concept KYC, which you can complete sitting at home, for that your internet is very strong and you have to keep original Aadhaar card and PAN card. In York and Task, you also get the feature of home visit KYC, so friends, now let's do a comparison between the charge and imitation of both, so first of all, let's talk about the charge on the slide, in a small finance bank, you will get 30 paise will be charged as per SMS New Yorker Tas absolutely free Fan transfer is absolutely free in Small Finance Bank New air test no charge on neft but IMPS ₹ 1 pattern Now let's talk about the charge on the check book, you will get 25 pan's check book free, but after that you will be charged ₹ 50 according to the order. PAN's check book will be absolutely free, but after that you will be charged according to the gas, now let's talk about forex markup fee, in small finance bank you will get 3.50%. According to the transaction, there will be no charge in the collector's rule, so friends, now let's talk about the charge of debit card, card assurance charge and digital savings account pay is 150 rupees plus GST, in the New York test it is 199 rupees plus Now let's talk about annual subscription and car replacement charges, in small finance bank you will get 150 rupees plus GST, in new collect it will be 199 rupees plus GST, if you want to make its annual charge free, then you will get ₹ in any three months in a year. 5000 will also have to be kept, do the same thing in the case of ATM withdrawal and transaction charges, in the same small finance bank, if you do the transaction by going to another ATM machine, then for free and for a limited time, if you do it from another ATM with the card So you get fast transaction free for a month , if your limit is over, then you will be charged ₹ 20 more for financial transactions and ₹ 8 for non-financial transactions. Get free in city and get five transaction free in non metro city if your limit is over caste give you have to pay charge 21 for cash withdrawal and balance inquiry p change or non finance return injection So there is no charge of any kind gas in how your transaction is declined if you have sufficient funds then you will be charged in this small finance bank at ₹ 25 according to the decline transaction. It will not be charged if your mother is filled with both types of account and you want to close it, then you will know about the account closure fee, if you do it within 21 days, then there will be no charge of any kind from 21 to one year. In between, you will be charged ₹ 100, after 1 year, it is free after getting it closed, talk about the same thing about new collectors, there is no charge in this, so friends, now let's talk about the limit of both bank accounts. First of all , let's talk about fund transfer limit, in small finance bank, you get it on the basis of Rs.10 lakhs, in which IMPS is anime critical, if we talk about New Etios, then you will get it on Rs.10 lakhs, in which IMPS is included. It is ₹ 5 lakh for him and it is not 5 lakh for you also, let's talk about the UPI limit, it is standard on both, but give ₹ 1 lakh, now let's talk about ATM withdrawal limit in large, small finance bank's AAP card ₹ If you talk about small finance bank, then for cash with doll ₹ 100 personal injection, if you do a non-financial transaction, then you will be reading 25 rupees transaction decline It happens that on foreign ATM machines, you will be charged ₹ 25 per transaction per day, the same thing can be said for New Yorker Savings Account, ₹ 10 for Speed ​​Dolphin, ₹ 25 for non-financial transactions, and if your transaction is declined If you don't have to pay the charge then friends, on the basis of the points mentioned in this concept, you must have got an idea with whom to go, if not, then let's go to the conclusion of this concept, then if you do forest transition, then in addition to this charge If you want to save from se definitly you should go with new yorkers but beta se if you want good offers also want credit card related products and also you want a good customer support dene a u saath go gaya gas yeh to tha mera personal Opinion , rest what do you think, you will definitely tell by commenting below, you will find the resource link of the content of this concept in the description box, I will meet you in the next concept, till then Jai Hind