Fi Money Vs Niyox Comparison In 2022 | Which is the best ?

 

hello friends kya haal chaal friends in today's video i am going to do a comparison about file money and appointed savings account friends file money and new x both are an application which is based on new banking through which you can save your money. You can open a saving account without taking much time on the video, let's start the comparison, then friends, let's start with the basic information, first of all, let's talk about the launch date, it was finally launched in April 2019, the same thing, Jai near it In March 2000, which was launched in India, friends, let's talk about the profile of subsidy bank, I have partnered with Federal Bank, they have partnered with 149 small finance banks, now let's talk about whether the bank is regulated. Both work under RBI, friends, let's talk about the application source key, you will find it in the link description from where you can go and install, the application of both is available on the play store, here download the key to the family from the download of 50 lakhs. as well Pada ke wahi baat ki ki new apps krishna has more than 10 lakh downloads on Play Store so friends this was some basic information for money and now let's talk about it first talk about account opening process Let's talk about the investment that provides you a two-in-one savings account , in which your mutual fund account opens simultaneously. Talk to friends for free. Caves of Eligibility To open an account on me, you must be a salaried person, you must have some or the other occupation, the same thing should be done for investment, anyone can open their savings account in this, friends, talk fast that in both You should be 18 or more age friends, let's talk about the documents required, then Aadhaar card, PAN card, email ID and active mobile number will be required, if you want to open both types of savings account, then now friends, let's talk about Quasi 's additional measures. you get to see video kyc So there should be some talk inside its application itself , new apps that the vice chief of biometrics is available in it, as well as video KYC is also available to see the system, friends on their application, now let's talk about multiple account opening that if your If you have a Federal Bank Already account, then you can open a Family Pack account, yes, you can open an account, even if you have this Jupiter account, you can also open an account on Falguni, let's talk about investment in which multiple accounts The option is not available if you already have this account on a small small finance bank then you will not be able to open your account on Next Now friends let's talk about banking service and features so first of all talk about five You get free savings account on next also you get to see free savings account now let's talk account maintenance key doesn't require any type of 4G on both types of savings account friends talk transaction type both Online offline You get to see this type of facility, friends, talk about transaction salvation, then you get to see the facility of UPI next9, RTGS, IMPS, net banking, in both, if you want to access 5th net banking , go to the website of Dal Can, if you want to access net banking of New X, then you can go to the website of a small small finance bank. Now friends, let's talk about debit card solution, but you get to see both types of virtual physical cards. On Next also you get to see virtual physical card of both types, talk friends, there is only one solution for debit card, I get you to see Visa Platinum card, on Next also you get to see Visa Platinum card, which Thru you can also add international transactions, friends , let's talk about Direct Benefit Transfer i.e. DBT that this option is not available because both 5th and Appointed Savings Account provide, so now we talk about the main point of this video i.e. Friends, first of all talk about the interest rate in the family that in this you get to see the interest rate of cents at 2.5, which is a canteen account and is credited monthly to your savings account, whatever amount you If you keep it then friends should be talked about new apps that its interest rate is a bit structure wise, I will explain to you friends. If you keep an amount up to one lakh rupees on Next's savings account, then you will get an interest rate of 3.5 cents, if you keep a demand between 1 lakh and 5 lakhs, then you will get six percent, if you between 5 lakhs and 2 crores If you keep the amount, then you will get one percent from it and if you keep it above 2 crore rupees, then you will get 5.5 zero percent interest rate, friends, now let's talk, you can go to any branch of the middle led by the banking point, the same thing To be done next, for this you can go to another Chances Small Finance Bank branch, basically both provide online service , so you will not need to go to the branch. It is available to see friends, let's talk about copy of passbook , it will be available to see distrilly passbook only on their application, but facility of physical passbook is not available in both types of savings account, voice mail is not there, now friends, let's talk about salad and email statement in this. who finally got to see you over there Goes but Yaksha's is better than this you get to see balance inquiry partner on daily SMS slide and many more things let's talk about him now on stormy innings of mutual fund net is also not available but next you will get inside the application New Manika will be available to see the result below, so that you can start your investing too, that is why I told you this typing only that in this you get to see two in one account, friends talk about free airport lounge access on both the cards If you do not get to see this purely, then friends, these were some banking services and features, now friends, now let's talk about the charges levied on both types of savings account, friends, I will tell you all the types of charges. You will have to add GST separately on 18 cents, first of all let's talk about SMS alert and statement charge, profile money does not charge any kind of charge, no you get to see any question on next also thanks to friends let's talk money Remedy about the charge on transfer, it is absolutely free, you do not get any kind of extra charge to see it, it is free even on appointment, there will be no extra charge of any kind, if you transfer money , then talk to friends. Regarding the check charge, finally it will cost you ₹ 100, for checking 10 pages, the same thing should be done for the next one, but for the first time it is absolutely free, you get one for 10 pages for free, but after that the charges are ₹ 100 friends. Talk about fuel surcharge solution I will charge you 2.5 cents for whatever amount of fuel you get then the same thing should be done investment in it is absolutely free Bay off talk to him Charge about this, there will not be any such charge in both of them, if you do any kind of transaction through the website of being, then now let's talk about the charges on the debit card, let's talk about it first Kardashian fees about hi i absolutely fr Friends talk about annual subscription fee as well as on next it is free no one is charged on final it is absolutely free for the first time after that you have to pay Rs. .150 plus GST will be charged Friends talk about replacement charge on 5th again you can get replacement for free after that you will be charged rs.250 plus GST go to Mewat next that in this you will be charged Rs.150 plus Tasty Now friends, let's talk about the charge on ATM machine, if you have condition till 5th, then you can easily do transaction by going to ATM of any branch of Federal Bank, you will see similar charges on ATM machine. But if you use Aadhaar mode and not use half ATM, then you will not get free on five transactions per month, after that you will be charged 21 above but if you withdraw cash for any transaction If you change the pin, check the statement , then you will have to transfer 11 on it. There will be a charge according to the action, when your limit cross will be removed, while it should be talked about New X that in this you get to see pin transaction on metro city and 5 tons of prescriptions are available to see on city for free but according to the month. If you cross the limit then you will be charged 21% on cash withdrawal and no charge on balance inquiry pin change If you do not have his debit card, then friends, these are some charges for money and New York, now let's talk about limits from bank account, first of all, let's talk about funds transfer limit , but no limit is applicable on me. If the same thing is said on the lyrics, then you get a total of 10 lakhs to see this front Jackson, the rest of the IMPS ride is limited to 5 lakhs, the limit for your daughter is also ₹ 5 per day. Friends, let's talk about the UPI limit, I have done some measures, but you can transfer money according to the amount of 2 lakh rupees. If one lakh rupees is lying and talking about the number of connection, then sad transaction Pandey friends, now let's talk about the limit of ATM withdrawal, then you can withdraw 1 lakh rupees from brother money, use its debit card to use quick snacks. Limited Rs 1 Lakh Pandey What is Yes Using the money of this transaction you can get Rs 5 Lakh free You can do ride yes transaction, you can do a transaction of only two lakh rupees with the cut of Niyat, but according to the day, now let's talk about the charges on international ATM withdrawal, friends for money and Niyat both legs of Visa Support is available to see which users can do transactions even in foreign countries Talk about family charges Some ₹ 100 will be charged if you withdraw cash If you do non-financial transactions i.e. change PIN Balance inquiry If you do, then you will get a charge of ₹ 50 for viewing, while talking about investment , it will cost you ₹ 10, if you withdraw cash, if you do non-financial transactions, then you will be charged 25 for that, friends, whatever the charge is, it will be charged. Axis separately you have to improve friends , so far on this video I have given you basic information or banking features, what are the charges, what are the limits , I have explained all the things to you, now I will share with you my personal experience and some points of confusion in this video. by dividing Let me explain to them, let's first talk about security, its application is the most secure, if we talk about security, then I have made the application very secure, if your device does not have a SIM card, then you can file money Ca n't talk to be appointed that you will only need OTP in this you will be able to log in which is very much back at that time about the rate from the family then I have got you to see very good offers on Amazon But the sale keeps coming, you get 10% discount, you can also shop on Flipkart , you can also share this to Super by using the tweet of Finaly . Not a good thing, now let's talk friends , the server is very good in digging the bank lake, I have no such problem till date that my transaction gets stuck , if we talk about the colony, then I have a problem, my money is for 1048 hours. Stuck that no transaction could be done in the bill for 48 hours Yes , this is a very bad thing, appointed, you should improve your service, friends, talk about customer support, the most important point of yoga is America. They have a very good response even on 1 call, but if we talk about investment, for this you will have to separate four hours of your life, if you want to talk about any transaction on calling, but you will get support on the application. Well, you will get to see, the response is also very good, so friends, these were some comparison files , whatever I have told you about money and investment is according to 2022, this is what I am telling you from their website. I have checked, you will also find the link in the description, not together, I have made a video after researching on customer support and internet . If you want to open an account The link will be found in the description, you can check it by going there, the video has become very long, so I am in option a few till then Jai Hind Jai Bharat site of twenty