Adhar Card Se Personal & Business Loan Kaise Le PMEGP Loan Process 💸

 

When all the banks do not ask for guarantee from you, then Modi gives your guarantee. Without asking for guarantee, you will get a loan up to Rs 3 lakh. You will get a loan and it has also been ensured that the interest on this loan remains very low. What the government has done is that For the first time, you will get a loan of up to one lakh rupees and after you repay it, then you will get another loan of two lakh rupees. Yes friends, you heard it right. If you need a loan, then today you have come to the right place. You must have seen many government portals from where one applies for loan and most of the people do not even get loan there, but in today's concept, I am going to tell you about such a loan app of Government of India from which you can easily avail the loan. You can take a loan ranging from ₹ 0000 to ₹ lakh. This loan will be given to you only through Aadhar card. You will not need any guarantor bank statement or CIBIL score. You can take this loan just by entering your Aadhar card number. Which is given at a very low interest rate and sometimes you also get subsidy from here, which means that you also get a discount on the loan taken, so let me tell you step by step the complete method of applying this loan. Let me tell you, if you really need to take a loan, then friends, you must watch this concept completely without skipping a single second, otherwise you will not be able to apply for the loan properly. Let's start the concept, but before proceeding further, I have one thing for you. There is a small request that if you have not yet subscribed to this channel, then please subscribe and also share the concept. Let us know the complete process by going to the mobile screen. So friends, through Aadhaar card. You first face problems in taking loan from Jan Samarth but you will be able to apply the loan easily through this Jan Samarth application. So friends, you can install this app in your mobile phone by clicking on Jan Samarth which is here in Play Store. After installation, you will simply have to open this app and after this an interface of Jan Samarth will open in front of you which is like this, here first of all a consent will appear in front of you which you have to read carefully. Let me tell you, it is written here that if any person or any portal demands money from you for giving a loan, then you should not trust them at all or do not apply for such a loan. Here a warning has been given by the government, so friends, after this you can choose your language by clicking on the top here or you can simply cut it from here, if you come down here then friends, here you will see the You will get to see different types of loans like first of all there is education loan here, which means if you want to go somewhere for higher education here then you can take a loan for that, apart from this there is also agriculture loan here. It can be seen that if you want to do farming and you need any kind of equipment for that, then you can take a loan from here. Apart from this, if you come down here, you will see another option in which It is written that Business Activity Loan means that if you want to do any work, want to do any business or want to expand the already started business, then you can take a loan from here, that means friends, you are here. By applying for a loan through this application, you can take a loan simultaneously under six schemes of the Government of India or the Government of India, then friends, after this we simply see an option of check eligibility by clicking here. After this, a page will open in front of you where it is written Let's Check Your Eligibility. So friends, here you will have to choose any one of these four options, whatever type of loan you want to take. You can choose the type here, so friends, if you want to take loan only through Aadhar card, then friends, for this you will have to choose the third option visible here, Loan for Street Vendors. After selecting this, when you come down, some more options will open in front of you, where first of all you have to enter your category i.e. SC ST OBC General or which caste or category you fall in. You have to choose that, so friends, I choose OBC here, after that in the next option, you get the option to choose your gender, that is, whether you are male or female, you select it from here. You can do this and below this you can see that it is written 'What is your required loan', that is, how much loan do you require, so friends, I simply type ₹ 1000000 here for example to teach you. I am telling you the rest, you can enter the amount of loan as per your requirement, after this simply click on Calculate Eligibility. As soon as you click here, you can see it in front of you like this. A next page or a message will open where it is written ' Congratulation, you are eligible for one business activity loan scheme' listed below means that you have become eligible for the loan here. If you can ask which loan is it, then friends, under the Prime Minister State Vendors Self Reliant Fund Scheme, you are being given a loan here and the amount of your loan here is ₹ 1000000 and also I told you earlier also that You will also get subsidy here, which means that you will get a discount on your loan, so friends, you will also get a discount of Rs. 90 under this loan. Also, friends, you will have to pay the installment of Rs. 950 which is the EMI here and also Here, friends, your monthly EMI or monthly interest is at 24. If you see it annually, then friends, it is around 2. After this, if you see the tenor here, then friends, the tenor is here. The maximum is of one year, which means that you will have to repay this loan back to the government within one year. Apart from this, friends, you get another very big benefit in this loan, which you can see here, it is written. There is an incentive to be provided to street vendors for digital transactions up to Rs. 00, which means that here you get another rebate of Rs. 00 from the government. If you do digital transactions, then friends, you get subsidy of Rs. 1200 and Rs. 400. Overall, you will have to click on a hefty ₹ 1000000 here. After clicking here, an interface like this will open in front of you, where you will have to enter your mobile number along with this captcha. It is giving you this captcha, you have to fill it here, then you have to tick here and after that click on Get OTP, after this a popup page will open in front of you like this where You are given the complete details of this lawn or the conditions which are there, you can read them as they are or you can also skip it by scrolling down. When you bring it down completely, then this is the next page. The option will become eligible for you, here you have to click on it and next, then the option of term and condition will come, whatever it is, you have to scroll down here and next and the last disclaimer will also appear in front of you. After reading this completely, you have to agree by ticking here. After doing this, you will simply have to click on Get OTP which is here. As soon as you enter your OTP here, you can see the OTP verified. Below message of success has come and after this you will have to give your email address which is here and then you will have to click on Verify Email OTP, after this as soon as you verify your OTP here, email OTP So, after this, you will see the congratulation we have found one scheme for you and below this again the information about the same scheme has been given, after this you have to come down here and click on the Simply Proceed button. After coming here, you have to click on the review given here, you can see how you will get this loan, so friends, here there are 10000 street vendors and also my category is OBC, after confirming all these things, you will get the loan. You have to click on Continue below and then click on Simply Proceed. After doing this, the official website of PM Swa Nidhi will open in front of you. You can see here that till now about 70 to 71 lakh people have been benefited under this scheme. The loan has been received here and the loan amount has been sent to the bank accounts of about 55 lakh people and at the same time about 6844 45 people have also deposited this loan back to the bank, meaning. That has also been repaid and in the second term lawn, you can see here that approximately 15 lakh people have got the lawn under this and friends, second term and third term means that under this scheme you people will get three loans. Types of loans are given here, first of all you are given a loan of Rs 10000, then you are given a loan of Rs 20000 and thirdly you are given a loan of Rs 50000. So friends, after coming to the top of this page, you will see simply one option here. Here I will show you the option of Apply Loan or Loan. Here you have to simply click on it and proceed further or follow the further steps. After coming here, I will tell you. Again here you are being asked to fill the mobile number and this captcha here and after this you will have to click on the request OTP, then you will have to click on the verify OTP and after this your page will appear. In this way it will open openly, after this you can see in this page that you will have to follow so many steps like first of all check fill, upload, submit vendor application, document application, out of these you have to follow only a few steps and you will get this loan. You can apply, if you come down here then you can see here it is written Do you have Aadhar Card, meaning do you have Aadhar Card, then friends you have to simply say yes, then in the next option it is written. Vendor category, so friends, there are two types of categories in it, the first category is of rural and the second is of urban, so friends, if you are in rural then you can select rural here but if you are urban then you can select it as urban also. So friends, I choose any one here and then an option of Next is visible below, I simply click here and move ahead, so you can see that my first step here is this. It has been filled here, now my second step has started here, here you have to enter your mobile number etc., your Aadhar card details and after that, fill this captcha below here. Later, you will have to click on Verify with OTP. After verifying your Aadhaar card, you will have to upload the photo of your bank passbook here and along with it, you will also have to upload small information about whatever work you do. You can simply submit this form by filling it. Within 30 days of submission of this form, this Government of India portal or any form related to it will contact you and tell you what further process to take for the loan. You will get all those instructions there, so friends, this was today's concept. If you still have any question or doubt in your mind, then definitely ask in the comment box of the concept. Jai Hind Vande Mataram.